Yeah I hear you but the steps you take in building a small business, while perhaps less risky, are the same. Yet you even get cache in trying a big business. I've done 5 startups (2 successful and 3 not) but I can point to that in my next you can't use your small business as an example you can do a big one.

So at a certain point in your life it makes sense to swing for the fences if you are the only bread winner for your family I definitely understand reducing risk.